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Value of Time: The phrase highlights the importance of recognizing the value of time and using it effectively. Just as money has value in terms of what it can be exchanged for or the opportunities it can provide, time has value in terms of the opportunities, experiences, and achievements that can be gained during its passage.

Overall, "time is money" serves as a reminder to make conscious decisions about how time is spent and to prioritize activities that contribute to personal and financial growth, rather than wasting time on unproductive pursuits. By recognizing the value of time and using it wisely, individuals can make the most of their opportunities and work towards their financial and personal goals.